Monday, March 26, 2012

Challenge #2: Knowing the Basics of Business Management


"I found I had to become a business person, something I didn't realize I was going to have to do. I had to learn a lot about accounting, about bookkeeping, about the banking business."


In addition to knowledge of a specific field, small business owners need to know the basics of managing a business -- for example, the principles of accounting and bookkeeping, production scheduling, personnel management, financial management, marketing, planning for the future, and more. Many owners feel they were under prepared in these areas, particularly in the financial aspects.

One of the best management skills to have, according to a golf equipment manufacturer, is fearless self-knowledge. "Be qualified to run your business," he advocated. "Be aware of your own weaknesses and go out and get help to make up for those areas...to get through that first one or two years."

Other executive skills are also important. A computer-engineering consultant stressed her need "to be able to do briefings properly, comfortably, to gain confidence of groups of people...to quickly communicate my capabilities and my company's capabilities."

Executive skills also include goal setting and decision-making, and human resource development. This last aspect is important, noted many owners, because it builds the future of a business. Not only must you find and retain good employees, but you must continually train them to ensure that you have a qualified staff as the business grows.

Another common theme expressed among the many small business owners interviewed was the need for good sales skills. During start-up, many of them found themselves sales people for the first time.

As a business grows, the need to further develop management skills intensifies. In addition to such areas as managing people, the ability to plan is an essential skill that builds the future of a company.

"Planning," according to one owner, includes the idea of budgeting not only for your present conditions, but also planning for the future." Anticipating what your industry will be like several years down the road, where the competition is directing its efforts, what customers will want in the future, and where profits should be reinvested are some samples of what must be included in planning efforts.

To help with ongoing planning during the life of their businesses, many owners develop a formal business plan before starting or purchasing a company.

"We did a lot of planning before we started," recalled a publisher. "We did the whole business plan and marketing plan, and planned out how much revenue we were going to receive for the first year and how much money we were going to need to get us through."

Business plans usually include projections of fixed and variable expenses, and analyze of the company's break-even point (the amount of sales necessary to cover expenses), competition, and projected sales. A business plan also includes strategies for marketing and growth.

This establishes a permanent but flexible "game plan" that provides guidance when difficult decisions must be made. Other planning tools, such as annual marketing plans, spell out specific steps to be taken to reach short-term goals.

During any kind of planning activity, outside consultants such as accountants and lawyers, and agencies such as the Small Business Administration, can provide valuable expertise.

Finally, one of the most important but often overlooked aspects of planning is how or when to leave your business. A successful financial service business owner insisted that this should be included in the initial business plan. "By the time many people are ready to sell their businesses," they're so personally involved in the business that they cannot make an objective decision. The decision to divest oneself of a business is a highly emotional and difficult one. By establishing early-on the conditions under which a business will be sold, you can make a better decision."

See my new "The Small Business Management Guide"

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